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Julie likely purchased a Dread Disease Policy, which is designed specifically to cover the medical expenses associated with serious illnesses, including cancer. Such policies provide a lump sum benefit upon diagnosis of a covered disease, which can help manage the financial burden of treatment.

The focus on Julie's family history suggests that she may be at greater risk for certain illnesses, making a policy that specifically addresses severe diseases a sensible choice. Dread Disease Policies typically cover a range of serious conditions and are particularly structured to provide support in cases where treatment costs can be significant.

In contrast, a Critical Illness Policy, while also aimed at serious illnesses, may have specific criteria for coverage, including a narrower range of conditions or waiting periods. An Accidental Death Policy is designed to pay a benefit in the event of death due to an accident and wouldn’t cover medical expenses related to cancer treatment. A Term Life Policy provides a death benefit but does not address the treatment costs of illnesses while the insured is still living. Hence, the Dread Disease Policy aligns best with the need for financial coverage specifically for cancer treatment arising from Julie’s family history.