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The Commissioner of Insurance in California is appointed by the Governor of the state. This role is crucial as the Commissioner oversees the regulation of the insurance industry, ensuring compliance with California insurance laws and protecting consumers.

The involvement of the Governor is significant because it allows for a political oversight of the insurance regulatory environment, aligning it with the state’s broader economic and social policies. By choosing the Commissioner, the Governor can appoint someone whose vision for the insurance market aligns with their administration.

The other options do not accurately reflect the process of selection. The State Legislature does not have a role in appointing the Commissioner, nor do insurance companies select the individual. While the public is involved in the electoral process regarding state governance and can influence policy, they do not directly elect the Commissioner of Insurance. Thus, the correct mechanism of appointment is through the Governor’s authority.